When you live life paycheck to paycheck it becomes hard to see yourself doing anything other than working, eating, fun until you are paid. Then you repeat the cycle again not because you not paid enough but because you never learnt how to do anything substantial with it other than spending. If you never learn how to manage your finances you will always find yourself running on empty when you really need it and you will be less likely to use your financial resources for your own development.
This is why I believe that more money is usually not a good thing. The main reason why, is that when people get more money they will want to do more things with it, in essence they will increase their expenses so that essentially neutralizes the point of getting more income. Many people tend not to try and invest in their future goals, settling on the unskilled 9 to 5 life. Investing in your future requires dedication and sometimes a little financial push.
But in life the best way to get there is to actually start, be decisive in your budget and stick to it as much as you can. Allocate some for your personal development while you are at it (school, learn a skill, go to a gym etc.)
Unless you reached your ultimate life goal or retired not everything can be fun and games as you have dreams I am sure. Unless that 9 to 5 job is your dream in which case congratulations to you, you still have to secure your future. Retirement is usually the time when people take their savings to travel, go on a cruise, visit space! Cannot do all of that if you did not save for that can you?
In life it is good to have a firm idea of what you working towards, money buys a lot of things in this world you might need to get you there. Manage it for your future’s sake. I do not want any of you living hard life and becoming homeless. We all should work to protect our future so we can budget to help ourselves and maybe the less fortunate in that future.
David Shaw is a certified nerd and scum of the earth. Jamaican by birth, he enjoys long walks and the simple things in life. He is also an entrepreneur, writer and graphic designer. You can follow his mundane madness on twitter @davidcs_aw